Do you use other sorts of brokers? Like someone to find you a good deal on car insurance or someone to negotiate the terms of a home loan with the best banks? Or do you not trust someone else to look after your insurance or your mortgage needs the same way you could yourself?
While a limousine broker does the same thing an insurance broker or a mortgage broker does – searches out the best deal from their industry contacts on your behalf – I think you either do or don’t trust a broker. I personally don’t see why you would waste your time and money searching all over the country for a service or a product when there is someone who has done it all before, knows what to look for and will do it all for you.
I have used a mortgage broker before and they were great; I have no idea about offset accounts or variable interest rates but my mortgage broker took care of it all so whenever I get a chance to use a broker in other industries I jump at it.