Limousine & Chauffeur Insurance
We've all dealt with insurance companies and it can be hard to tell whether they are worth the money you are paying them until you need to make a claim and you can't get anyone to help you.
While we may not have a lot of sympathy for insurance companies, it can be hard for them to keep up with the new regulations in the transport industry and cater to the ever changing, ever growing needs of their customers.
This can be especially true for the insurance companies which insure vehicles such as limousines, stretch limousines, super stretch limousines or SUV limousines, as well as a number of other variations within the limousine industry.
The insurance companies however, do not want to ensure a vehicle which is unroadworthy or has been heavily modified as they consider it to be unsafe, more likely to have an accident and therefore risky for them to insure.
There are a number of regulatory bodies which must approve a limousine before it is roadworthy and in some areas, the police are even unaware of the legal requirements of some of the limousines on the roads.
While it is possible to find insurance companies which are familiar with the changes and regulations of the limousine industry and specialise in the unique and often outrageous modern limousines, many other insurance companies will simply refuse coverage.
So, while it is not impossible to get insurance on a unique limousine, it can take a little longer and while most limo hire companies are willing to put in the extra effort to protect themselves and their passengers with complete insurance coverage, there are still many who do not bother.
While the limo hire industry is a constantly evolving one, this does not mean that when looking to hire a limousine you should settle for one with partial insurance. Make sure the limousine you hire, no matter how modified or unique it is, has full insurance coverage to protect you, your friends and family, and your special event.
For more information about finding a fully insured limousine in your area, contact Limo Broker now.